Florida Signing Agent Errors and Omissions Policy


Signing Agent Errors & Omissions (E&O) Liability Insurance

All Signing Agents are notaries, but not all notaries are Signing Agents. A notary’s duties stop at performing notarial acts. Signing Agents present loan documents to customers and assist lenders in the closing process.

As an independent Signing Agent you  could have unlimited personal liability for losses caused by your errors during a signing. You also have the exposure to a lawsuit even when you haven’t done anything wrong.

Lawsuits in general and those against Signing Agents specifically are becoming more and more common. Even if you are innocent, you can still face significant legal expenses for defending yourself in a lawsuit—and the company that you hired may be under no obligation to help you.

Notary E&O coverage is for when a notary makes a mistake during a notarization that causes a client to suffer a financial loss.

Notary E&O only covers notary acts. Notary E&O does not protect a Signing Agent when reviewing documents with the customer, providing rescission date calculations, or returning a date-sensitive loan package to a loan provider.

Only Signing Agents E&O Covers Signing Agent Exposures.

Signing Agent E&O Insurance with RLI will provide you coverage for:

  • Negligent acts errors or omissions committed by the insured and arising out of their Signing Agent services
  • Innocent errors or omissions related to signing agent notarial acts
  • Incorrectly dating the right of rescission
  • Missed initial or non-notarized signatures
  • Slow return of date sensitive loan documents as a result of insured acts

$500, $1,000

Extended Reporting Period

0 years, 1 year, 2 years, 3 years

Per Claim Limit / Aggregate Limit

$75,000 / $150,000, $125,000 / $250,000, $250,000 / $500,000

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